4. Shopping the Circulars
Yes, I know you might feel like having lasagna on Wednesday or Chili on Saturday. But if the needed ingredients are not on sale, (or you don't already have them), don't do it. It really pays to check the circulars first, and make your menu based on what's on sale.
5. Use Online Daily Deals
Mr. F. turned me on to this way of saving money. I am not a big couponer, but we do use these online deals from time to time. These are free subscription services. After subscribing you will be sent daily notifications for deals in your area. Here are some of the ones we use:
Take some time to look in to these online services. It does not cost you anything to subscribe and you never know what deals you will find.
Get rid of your land line. Although this is not a way that "we" save money since we never had land lines, I thought I would include it since several of my friends have it. When I ask how come they have it they answer: "Oh I've had it for so long" or "All my family has this number." Funny the family calls them on the cell phone.
Really, unless you have children that stay home alone and don't have cell phones or you have an elderly family member who needs the land line, why pay for one? It's a bit nutty to have a cell phone for each member of the family and still have a land line. So if you are one of those people holding on to your land line, give it an open-minded and reasonable re-evaluation. If in the end you feel you really need to have it, then by all means, keep it. If you don't then hurry, cancel the service, use the savings to treat yourself, or open a savings account to put that monthly payment in.